Editing Long-Term Care Insurance (section)

== Example Scenario ==
'''John, age 65, purchases a long-term care policy with:'''
* $200/day benefit
* 3-year benefit period
* 90-day elimination period

At age 78, John develops Parkinson’s disease and can no longer dress or bathe himself. He hires a home care nurse at $180/day. After the 90-day waiting period, his policy reimburses the full daily cost, saving him over $65,000 in just one year.