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== What Is Long-Term Care Insurance? == '''Long-Term Care Insurance (LTC)''' helps cover the cost of care for individuals who are unable to perform basic daily activities due to age, illness, or disability. It pays for services that are not typically covered by health insurance, Medicare, or Medicaid. These services can include: * Home care * Assisted living facilities * Adult day care * Nursing homes * Memory care LTC insurance provides financial support so you or your loved ones wonβt have to deplete savings or burden family members.
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